Medical identity theft happens when someone uses your personal or insurance information to receive medical care, prescriptions, or equipment under your name.

It might be an outsider who hacked a system.

It might even be someone you trusted — a caregiver, employee, or medical office that didn’t secure your records properly.

Once that information is out there, it’s nearly impossible to control where it goes.



Medical identity theft happens when someone uses your personal or insurance information to receive medical care, prescriptions, or equipment under your name.

It might be an outsider who hacked a system.

It might even be someone you trusted — a caregiver, employee, or medical office that didn’t secure your records properly.

Once that information is out there, it’s nearly impossible to control where it goes.



We expect our personal information to be safe inside the walls of healthcare — but what happens when it’s not?

Medical identity theft is one of the most silent and devastating crimes. It doesn’t just steal your name or your Social Security number — it steals your health story. And most people don’t find out until it’s too late.



A surprise bill. A denied claim. A prescription you never filled. That’s when it hits you.

• You receive bills for medical services you never had
  
  
• Your insurance claim is denied for reaching a “benefit limit” you didn’t use.
  
  
• Your Explanation of Benefits (EOB) lists unfamiliar doctors or hospitals.
  
  
• You’re contacted about medical debt that doesn’t belong to you.

If even one of these sounds familiar — it’s time to dig deeper

Here are some simple steps that protect you from becoming the next silent victim:

1. Review your medical bills and EOBs regularly. Treat them like your bank statements.
   
   
2. Guard your Medicare and insurance card. Never share it casually or post photos of it online.
   
   
3. Ask your insurance provider for an annual benefits summary. It helps you spot errors early.
   
   
4. Keep all medical documents in a safe, HIPAA-compliant vault — like KareKo Well’s secure client portal.
   
   
5. Work with a certified patient advocate if you suspect something’s off. An expert can help trace and dispute errors before they snowball.
   

Medical identity theft is one of those things we don’t think about — until we have to.

By the time the damage is done, it can take years to untangle the confusion and correct your records.

That’s why awareness matters.
At KareKo Well®, I help families protect their health, their privacy, and their peace of mind before a crisis happens.
Because prevention isn’t paranoia — it’s power.

“When Your Doctor Retires—And You Didn’t See It Coming”

Learn how to protect your continuity of care and ensure your records, prescriptions, and trust don’t disappear overnight.